Advanced SIP Calculator
Calculate potential returns from your systematic investment plans with our comprehensive SIP calculator. Plan your wealth journey with precision and make informed investment decisions.
SIP Calculator
Your SIP Results
Maturity Amount
₹15,16,096
Total Investment
₹6,00,000
Capital Gains
₹9,16,096
Year-wise Breakdown
| Year | Investment | Balance | Gains |
|---|
🤔 What is SIP?
Systematic Investment Plan (SIP) is a disciplined approach to investing where you invest a fixed amount regularly in mutual funds. It helps in rupee cost averaging and compounding returns over time.
💡 Benefits of SIP
- Disciplined investing habit
- Rupee cost averaging
- Power of compounding
- Flexibility to start/stop
- Lower minimum investment
🎯 SIP Tips
- Start early for maximum benefit
- Choose diversified equity funds
- Increase SIP amount annually
- Stay invested for long term
- Review performance regularly
Frequently Asked Questions
What is the minimum SIP amount?
Most mutual funds allow SIP starting from ₹500 per month. However, some funds may have different minimum amounts.
Can I change my SIP amount?
Yes, you can increase or decrease your SIP amount, but you need to inform your fund house or distributor in advance.
What happens if I miss a SIP installment?
If you miss 2-3 consecutive SIP installments, your SIP may get cancelled. It’s important to maintain sufficient balance.
Can I withdraw money before maturity?
Yes, SIPs are flexible. You can withdraw your money anytime, but staying invested longer helps maximize returns.